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Privacy & Security
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Web Privacy For Our Clients And Website Guests
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We know that our customers, and all visitors to our Web pages have valid expectations
about privacy. Our Web Privacy Policy is designed to inform you generally how any
personal or business information we collect will be used, and how we protect your
privacy interests.
We do not collect personal or business information on visitors to our Web pages
unless you voluntarily choose to provide it. We may collect non-personal statistical
information about visitors to our pages.
We will use any personal or business information you supply to us through our Web
pages only for our own business purposes. We will not sell or rent to any other
business any marketing "lists" based on any personal or business information you
provide to us via our Web pages.
Upon request, we will limit the uses of any personal or business information you
supply to us through our Web pages. We give you the opportunity to tell us not to
use this information to inform you about other products and services we offer.
All application information you provide to us over the Internet is encrypted for your
protection. This encryption is designed to help prevent any unauthorized person from
intercepting or reading any application information you send us.
We educate all our employees who have access to any personal or business information
you provide us via these Web pages about the terms and the importance of our Web Privacy
Policy.
We respect your privacy and are committed to protecting the privacy of our customers
as we offer high quality products and services through the Internet. Should you have
questions or concerns about our Web Privacy Policy, you may comment via e-mail or by
writing to us at 1788 19th Avenue, San Francisco, CA, 94122.
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Delivery/Timing & Refunds
The returned premium policy would be short rated by the Insurance Company if you
cancel the policy midterm. You will be assessed a Short rated refund fee by the
Insurance Company. It is usually around 10-20% of the annual premium.
If there is any broker fee charged, April Insurance Agency will refunded on a
Pro Rata basis unless the policy is cancelled for nonpayment of premium.
The policy will go into effect within 24 hours of approval of the insurance company.
You will receive confirmation of the effective date and time.
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